Tripura Gramin Bank was set up with four branches on 21st
December, 1976under the Regional Rural Bank Act. 1976 in the
state of Tripura. Since its existence, the Tripura Gramin Bank
is dedicated to the amelioration of the socio-economic condition
of the rural people of the state.
The state of Tripura is one of the
North-Eastern States of India having an area of 4051 sq. mile or
10491.69 sq. km. and a population of 36,71,032 with 18,71,867
males and 17,99,165 females as per 2011 census. Tripura is
almost surrounded by international borders having a road-link
through Assam with the rest of the country. Despite various
constraints like geographical and infrastructural impediments,
Tripura Gramin Bank has been playing a pivotal role for the
welfare of the people of the State for last 35 years and has
established its firm position and has been enjoying the
confidence of the people.
Since the economy of the state is
basically agrarian, the development what so ever is based on agriculture apart
from a segment of village and cottage industries . Tripura Gramin Bank has now
become an inseparable part of state economy for its commitment and contribution
to the process of economic up-liftment of the poor and downtrodden people of the
state. Beside normal banking business, Tripura Gramin Bank is also extending
diversified services like payment of monthly salary to a larger section of the
employees of the state Govt., TTAADC and School Teachers. More than 125000 nos.
of NREGA's and 50000 old age pension payment also made through the bank. Other
services including collection of Tripura Sales Tax and value of Food grains from
F. P. Shop dealers on behalf of the State Govt. is being done by the bank since
Tripura Gramin Bank has been seriously
implementing the latest R. B. I. guideline on financial inclusion where in
extremely poor people are encouraged for opening their SB A/C with O Balance .
They are also provided O/D Loan to meet their credit requirement in a hassle
free manner . Bank has also taken step for issuance of G. C. C. to deserving
candidates up to Rs.25000/= with out insisting for collateral security.
Tripura Gramin Bank has been attaching
topmost priority in implementation of micro credit, particularly direct lending
to SHG Groups form mostly by women entrepreneurs.