LOAN SCHEMES

Loans and Advances Outstanding:

The loans and advances of the bank as on 31.03.2018is Rs.2387.97Crore and registered a growth of 20.01% over last year.

Details of Loan Schemes:

Loans in TGB are given for Agricultural purpose &Agri-allied activities, Trade through CC/OD, Transport purpose,Small Scale Industries, Artisans, Demand Loan, Car Loan, Purchase / Construction / Extension /Renovation / Repair / Furnishing of Residential house / Flat including the purchase of land and construction thereon etc.

Medium Term Farm Loans - For Agricultural and Agri-allied activities, Agro machineries &Equipments where repayment of loans continues for a period of 2 to 5 years.

Transport Operator Loan - To Purchase any kind of vehicle for generating income.

Housing Loan Scheme - You can construct your house if you posses a piece of land. You can extend your house. You can renovate / repair your house. Customers can also avail Pradhan MantriAwasYojna scheme in Housing Loan Scheme.

Own your car scheme - Service holders, Professionals and Self-employed persons have the scope to avail his own vehicle.

Small Business Loans - Initiate your business or expand your business by availing required capital from the bank.

Bharat Darshan Loan - This loan is given to meet up your expenses for a Family Tour in India.

Loan to SHG - Self-Help Groups are financed for strengthening their groups by promoting different productive financial activity.

Loan Under SGSY - It's a unique Govt. Sponsored loan programme being implemented by the bank.

Loan Under Swabalamban - Loans for acquiring consumer durables.

UtsavWrinPrakalpa - A Short term loan for meeting up expenses required during Festivals.

Education Loan Scheme - Loans available for higher education of children.

LATD - Loan against Term Deposit is available on temporary requirement being sanctioned on assignment of Term Deposit Receipt to be repayable within two years or before the maturity of said deposit.